Loan process

At USA Home Financial, we are proud of our commitment to demystify the loan process for you. You will work hand-in-hand with one of our knowledgeable loan consultants who will keep you informed and up-to-date about the status of your loan. Starting with pre-qualification, USA Home Financial follows a three-step process to get you the right loan

Interview

Starting with your pre-qualification request, your USA Home Financial loan consultant will contact you to discuss your loan needs in detail. They will identify specific needs, special circumstances and overall loan goals.

Using this information, USA Home Financial determines what types of loans fit with your loan requirements and objectives and get you a pre-approval.

Your Approval

Your USA Home Financial loan consultant will handle the legal disclosures and all necessary documentation. Once complete, USA Home Financial will secure the right loan program for you.

Loan closing

Along with your loan consultant you will determine a closing date, time and location that works best for your schedule. An USA Home Financial representative will be present at the closing to ensure a smooth transaction.

Applications can be filed by phone, email, fax or in person.